Real estate is a well known to be competitive. We try to help you be a step ahead of everyone else in selling your home, and investing in another.

Does the Exterior Color of Your Home Matter When Selling?

The exterior color of your home influences buyers a whole lot more compared to the interior of your home. Many purchasers would not want to spend more money after closing on a new home, so neutral color schemes that work with almost anything, such as white, light gray, taupe, beige, tend to have the most appeal to buyers. The exterior color of your home is important as everyone interprets color in different ways, this is called color psychology.

Color psychology is the examination of how different colors influence people's behavior. Varied colors have multiple interpretations, implications, and psychological effects depending on culture. Color psychology is heavily influenced by personal…

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Should You Hire a Real Estate Photographer When Selling your Home?

Homes with more images sell quicker, which is understandable given that buyers are conducting more research than before. The more buyers you can discover early in the process, the more likely your house will sell fast. It is frequently the first impression that purchasers receive of your house before they ever set foot on the property. For this exact reason, it is better for agents to pay a photographer to take professional pictures of the property. Houses with professional pictures tend to get looked at more often and sell faster due to the growing digital world, the entire process of buying a home happening online nowadays.

Prior to the pandemic, potential Staten Island…

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Should You Spend Time Renovating Your Home or Selling it As Is?

When it comes to selling your home, you will come across two types of prospective buyers. Type one is people who are ready to move in right after buying or type two is people who want to fix or flip the property. However, the answer to whether you should or should not renovate it has a tricky answer. Certain upgrades will never increase the value of your property enough to compensate yourself. When it comes to selling your property, you should plan your renovations depending on the sort of buyer you want to attract. Saving money is the most important consideration for home flippers. Many people who wish to fix up or flip a house appreciate the house and the area, and some even believe…

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Are Interior Paint Colors Significant When it Comes to Selling Your Home?

When it comes to selling your home, something as simple as the paint colors in a listed home make a huge difference. While selling your home, you are thinking about moving to a new location as well so you may not have the disposable income to redecorate the home you are selling or simply may not even have the time. Making your home seem more appealing can be done with a fresh coat of paint on the interior. To the blind eye you may not realize how much wear and tear is done on the walls of the home, interior designers suggest that even one fresh coat of paint can help revive the look of the room and as well as masking any odors. Stated below are a few ideas that can help even…

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What you Should Know Before Becoming a NYS Realtor

Becoming a real estate agent may seem easy to most however, there are requirements and qualifications one must meet in order to become an agent. While most states have comparable procedures for becoming a real estate agent, each has its own set of requirements. The following are the five steps to become a New York real estate agent:

  • First and foremost, you must be at least 18 years of age before proceeding with the following steps. You must be at least 18 years old, have a high school diploma or equivalent, and be a United States citizen or legally admitted alien.
  • If you meet those requirements then you can move onto registering and completing the required 75-hour course. The course is…

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Did you know that there are certain breeds of dogs that homeowners’ insurance companies won’t cover?

Pit-Bull Dog

It’s true! Although we’re big dog lovers here at Tom Crimmins Realty, some homeowners’ insurance companies frown upon larger breeds of dogs that they deem to be more ‘destructive.’ Homeowners’ insurance covers your expenses for damage to the property, or in the event that someone else is injured on the property. The personal liability coverage of homeowners’ insurance covers injuries and damage caused by dogs. Unfortunately, some insurance companies refuse to cover larger breeds that they deem to be more regularly high risk. Many large dog breeds come with expensive liability claims, on average of around $44,760! The most commonly excluded breeds…

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Why Hire a Professional Photographer to Take Photos of Your Home? 

If you are looking to sell your home online, the first thing you have to do is take pictures of your home because you need to show people what your home looks like. First impressions are everything to a person. If potential buyers see low-quality and unappealing photos of the house that you are selling online, they will potentially skip, ignore, or hate it. However, if the buyers do decide to give the home a chance, the way they in which your home is presented could positively impact their first impressions. In fact, they could visualize something dramatically different then what your home looks like. That is why hiring a professional photographer is the best option for you to sell your…

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Closing costs are fees paid at the home closing, which is when the title of a residence is transferred from the seller to the buyer. These costs typically include real estate commissions, escrow fees, document recording fees, lawyer fees, title insurance fees, survey fees, and taxes. These costs can also include the expenses the home has incurred by buyers and sellers during any negotiations. Closing costs vary widely based on where you live, the property you buy, and the type of loan you choose.

 

What "Costs" Are There?

 Here is a list of fees that may be included in closing: 

  • Application Fee: This fee covers the cost for the lender to process your application. 
  • Appraisal: This is paid to the appraisal company to confirm the fair…

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Many home buyers have thought they found the perfect Staten Island house, signed the dotted line and believe they’ve watched enough home improvement shows to know if they’re getting a good deal. And then some make the mistake of skipping a home inspection in order to save a little cash. Do the right thing by you and your dream home and hire a home inspector!

The home inspection consists of a very detailed look throughout the home. The main goal of a home inspection is to make sure that the home is safe to live in.For example, the inspector will take a close look at the roof to make sure it is well intact. They will also check to see if there is any structural or mechanical damage such as broken heating systems, or a collapsing floor. The basement will…

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What is Private Mortgage Insurance?

Private Mortgage Insurance, or PMI, is an insurance policy that pays out to a lender in case a homeowner defaults on a mortgage.

The homeowner pays a monthly or one-time premium on their mortgage payments, but the lender is the one getting the protection.

PMI is usually requested for and arranged by the lender, and is offered by private insurance companies. Lenders usually request PMI if the homeowner wishes to put less than a 20% downpayment on the house, and usually require the policy to be in place until there is at least a 20% Loan-To-Value, or LTV ratio on the house. The LTV ratio is calculated simply by taking the value of a loan on a house and dividing it by the value of the house. For example, if a…

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