Credit 101: What You Need to Know
Posted by Tom Crimmins Realty on
We here at Tom Crimmins Realty can attest to the importance of a good credit score. When it comes to buying a home, big or small, all credit-collecting companies look at one thing before offering a loan: your credit report. This might be a breeze for some and nerve-wracking for others. Here’s a crash course on all things credit and how to break the coveted 850.
What is a Credit Score?
A credit score is a three-digit number ranging from 300-850 that expresses how likely you are to repay your debts. This number is created by the three main credit bureaus, Equifax, Experian, and TransUnion, using algorithm models created by companies like FICO. Lenders use this number to determine approval for loans, credit limits, interest rates, and other financial…
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This home in Annadale is a beautiful 2,362 square foot two family home which is also semi-attached. On a residential block close to NYC transportation, the house offers four spacious bedrooms, two full bathrooms, a 3/4 bathroom, two living rooms, two kitchens, a dining room, unfinished basement, central air conditioning, and a jacuzzi tub. The beautiful skylights let in wonderful rays of sunshine. Enjoy a gorgeous deck with large backyard. The full bedroom on the first floor is the rental which also includes separate utilities.
Move right into this 1,158 square feet 2 bedroom multilevel townhouse. There is all new flooring through-out with brand new stainless appliances & Quartzite counter tops in the kitchen as well as all new bathrooms. There is also wood burning fireplace in living room with sliders to deck and above ground pool and new roof. All this plus a family room and garage. Wonderful location near shopping, transportation and schools. Come see this newly updated and upgraded single family home in Graniteville that is move in ready!