A mortgage payment typically is one of the biggest payments that a person is responsible for. This financial responsibility might impact a person's budget significantly for several years to come. There are mortgage calculators online that can be used to estimate an affordable mortgage payment. However, it is important to start with a basic budget to determine more accurately how much mortgage payment is truly affordable before applying for a new mortgage.

List Income From All Sources

First, list all sources of income that is received regularly. This includes regular paychecks from both spouses, dividends, and annuities. Most budgets are prepared on a monthly basis, so ensure that the total amount of take-home for a typical month is included in the…

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The ball is still in the seller's court and the real estate market is still increasing! Below are inventory reports for October 2014 and October 2015, as well as comparisons. 

October Staten Island Real Estate Market Sale Sides

Month Year Monthly Sales Monthly Volume Avg Sale $ Median Sold $
October 2015 419 $190,881,345 $455,564 $417,500

Comparing October 2015 to last year's month, Staten Island's real estate market had a healthy increase in sale sides from 341 to 419.

Month Year Monthly Sales Monthly Volume Avg Sale $ Median Sold $
October 2014 341 $149,270,693 $437,743 $420,000

The monthly sale sides and average sale price of October 2015 are a remarkable increase from last year's numbers.

Staten Island real…

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When decorating a small room, it may seem like a struggle to make the space look and feel larger than it is while also meeting basic functional needs. By following a few important tips, it is possible to furnish smaller spaces so that they are functional and do not feel cramped.

Functional Storage Solutions

Storage solutions can be decorative, and they can be a true benefit to the décor in the room. An ottoman with hidden storage, an entertainment center with cabinets and shelves or a tall bookshelf that can hold many of the items that are needed in the room are perfect furniture pieces.

Decorate The Space Vertically

Did you know it's not ideal to decorate a smaller room horizontally. In a smaller space, decorating the space vertically by…

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Members of VVA Thomas J. Tori Chapter 421 at Memorial Park located in Castleton Corners.

In January 1973 a peace agreement was signed ending the direct U.S. military involvement in the Vietnam War. The last American troops were withdrawn on March 29 that same year, but the battle did not end then. On April 30, 1975, the last few Americans still in South Vietnam were airlifted out of the country.

To memorialize those who were lost, the Memorial Park was opened in Castleton Corners in May 1988, as a part of the New York State Armory.

Gene DiGiacomo, President of Vietnam Veterans Chapter 421, has said, "We were worried about what was going to happen to it when we were gone." 

This past year, the park has had some massive changes and reopened June…

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We have started our Toy Drive and are asking for any donations. This year, toys will go to the CYO & Police Officer Rocco Laurie Foundation for further distribution. Retired and active police officers memorialize Police Officer Rocco Laurie by continuing the foundation that has annual scholarships for junior high school students and participates in outreach endeavors. CYO's mission is to provide recreational, cultural and spiritual activities to the young people of the Archdiocese of New York.

Tom Crimmins Realty will be accepting donations, you can drop off toys at our 304 Manor Road office in Westerleigh.

Please share with family and friends!

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