July 2013

Found 17 blog entries for July 2013.

Getting a mortgage for your Staten Island home can be a complicated process and sometimes things can go wrong. There are certain mistakes that many homebuyers make when applying for their mortgages that can seriously damage their chances of being approved.

If you are aware of the most common mortgage issues, you will be better able to prevent them when applying for your own mortgage. Make sure that you keep the following tips in mind when applying for a mortgage:

Making Large Purchases Before Closing On The Mortgage

Many homebuyers think that they are in the clear once the mortgage deal is lined up and they go ahead and make another large purchase such as a car or home furnishings. However, it is best to hold off on all major purchases until the

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When it comes to buying a Staten Island house, should you be looking toward a brand new recently built property or considering an older historic home?

There are many advantages to either option and the best choice for you will depend on what you are looking for in a home. If you are wondering whether buying an older property is right for you, here are some questions to ask yourself:

Are You Willing to Invest in Renovations?

A historic home will be more likely to need upgrades when it comes to electrical wiring, plumbing and central heat or air. When you are making your choice whether to purchase the home, don’t forget to factor in the costs of the upgrades that need to be made.

Do You Have the Time for Maintenance?

Buying an older home

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Many Staten Island home owners dream of having a home theatre – an entire room of the home dedicated to enjoying television and film. These rooms are usually equipped with a large flat screen television or projector, comfortable seats, mood lighting and perhaps even a bar or a snack fridge. They are very comfortable and the perfect place to relax after a hard day. They are also lots of fun for entertaining, as you will be able to watch the big game or the hottest new release with your friends in style.

However, will spending the money on renovating your home to create a theatre room be a smart investment? Does this type of home improvement add a lot of value to the property, or will it turn off potential buyers?

Buyers Interested in Tech-Equipped

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When you buy a Staten Island home, you need to know exactly what you’re buying. Imagine how frustrated you’d be to find out that the hot water heater wasn’t working—in the middle of a shower! This is why you should have a home inspection before you buy your home. A home inspection is an important part of buying your home. Before you hire a home inspector, ask candidates a few questions to make sure you hire a trustworthy inspector.

  1. What does your inspection cover? Not all inspections are the same. Ask for copies of previous home inspections so you can see exactly what they will check inside your Staten Island home. If you are concerned about something specific, like a leaky faucet in the bathroom, mention that to the inspector so they can check it
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Every homeowner is constantly thinking of improvements they would like to make to their house - however, there’s always the thought of whether or not it’s a smart investment. Well, if you’ve been pining for a fireplace in your master bedroom or are sick of your outdated kitchen appliances, rest assured that the renovations below will appeal to future buyers — and make your living space a little more lovable for you.

A Fireplace

Whether you have one or none, adding another fireplace to your home will only increase its coziness quotient. Especially if you live in a colder climate, there’s nothing so inviting as a roaring fire in the kitchen, living room or bedroom. If you live in a warmer climate, consider an outdoor hearth to extend your living space

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Winter and Sandy took a toll on your Staten Island home’s exterior this year. You’ve been noticing the cracking paint for months, but you don’t want to shell out the big bucks to hire a professional. Don’t fret! With the weather warming and the nice summer weekends, it’s the perfect time to tackle that project of painting your home.

While this might seem like an insurmountable project, especially if you have a multi-story home, it’s not. It just takes the right tools and a bit of hard work. Below are step-by-step instructions to having the outside of your house looking shiny and new.

Test for lead

Homes built before 1978 could have used lead paint, so be careful if you have an older home. They make kits that test for lead paint. If your home

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Your Staten Island home is where you spend a lot of your time, so it is worth investing time into making sure that it is an enjoyable place to be. Here are some things that you can do to make everyday living more pleasant.

Create a Personal Retreat

Do you have a place in your home where you can escape after a hard day of work and simply relax? It could be a luxurious bathtub with candles and bubble bath, or a comfortable chair you can curl up in with a good book? Find a place in your home where you can create a quiet retreat and you will be able to enjoy this space whenever you need to take a break and recharge.

Facilitate Social Interaction

Having friends and family over to share a meal and a few drinks can be a very enjoyable experience, so

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When you are buying your new Staten Island home, you will not only need to consider the house itself but the neighborhood that it is located in. The old real estate cliché about “location, location, location” is true, as the area of the city where your home is located will have an impact on its future value as well as your lifestyle.

So what factors should you consider when you are choosing which neighborhoods to house hunt within?

Proximity to Your Daily Needs

If you work in Manhattan, you might want to consider living closer to the North Shore of Staten Island. You will also need to consider whether the house is near shopping centers, schools, doctors, dentists and other services that you will need regularly.

Planned Developments

When you

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One of the biggest improvements that you can make to your Staten Island home is to bring in more natural light. Sunlight is a powerful mood enhancer and a home design that brings in a lot of natural light will automatically look and feel much more pleasant. Not only will it boost your mood, bringing in natural light will also increase the value of your home.

So how can you shed some light on your home’s interior? Here are a few ways:

Add More Reflective Surfaces

Whenever you add a light and reflective surface to your home, you increase the number of times that daylight bounces around inside the room. Try painting your ceilings and walls with light or off-white colours. Matte finishes are actually better than glossy surfaces, as they reflect light

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If you have purchased a new Staten Island house and are going to move in soon, what are the first things that you will need to do when you arrive at your new home?

Change Your Address

You will need to change your address for all magazine subscriptions, bills and other services. Visit your post office to find out what needs to be done.

Set Up the Utilities

When you move into a new home, you will need to get all of the contact information from the previous homeowner for the utility companies. Be sure to change the services into your name before you move in, such as gas, cable, electricity, internet, telephone, sewer and water.

Change the Locks

You have no way of knowing who the old homeowners gave a copy of the key to, so having the locks

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