Tom Crimmins Realty Blog - Staten Island real estate

Home Staging - Tips & Ideas

What you Should Know About Staging your Home

When a property is staged, it is simpler for buyers to realize when it fits their expectations, however when a home is not staged, a buyer may be unable to see the space and what it may become in connection to their vision. Regardless of what you used a room for or how you used a room, staging has the ability to give potential purchasers a peek of its potential. Staging is not necessarily expected or required; however, staging your home may help it sell better.

First impressions matter the most, so make your house stand out from the moment potential buyers arrive at the curb. Here are some ideas: To clean gunk off your siding, roof, and gutters, hire a pressure washer if needed. Adding a coat of paint…

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Rights You Should Know As A Tenant

Are you a tenant? Here are a few things you should know

Tenants in New York City have several rights concerning the protection and condition of their residence. Tenants should plan to live in buildings that are safe, well-maintained, and free of pests, leaks, and hazardous circumstances. Tenants are protected against harassment and discrimination under the law.

Listed below are a few rights you have as a tenant:

• Right to Privacy: the fact that your landlord possesses the building you rent does not give him or her the right to enter anytime they want. You now have the right to a fair amount of privacy as a renter. The landlord may need access to one's rental property to make repairs or perform routine maintenance, but they must usually…

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Conforming and Non-Conforming Mortgage Loans

Types of Mortgage Loans

Requirements to get a Loan:

• Credit Score: Your mortgage interest rate is determined based off your credit.
• Estimated Downpay: Keep in mind the size of your down payment most likely will impact your mortgage loans.
• Monthly Mortgage Payments: Lenders will look at your earned income and assets to assist them come up with a budget for a monthly payment. Lenders will consider the principal amount, taxes, mortgage insurance, homeowner fees, and even interest when assessing the budget. 
  

Types of Conforming Mortgage Loans:

• Conventional Loan: often known as a conventional loan, is a house homeowner's loan that is neither given or guaranteed by the government. It can be obtained from a commercial…

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165 Greaves Avenue

RESIDENTIAL - SINGLE FAMILY - DETACHED FOR SALE IN GREAT KILLS

THIS HOUSE FOR SALE CAN BE FOUND ON OUR WEBSITE TOMCRIMMINSREALTY.COM AS WELL AS NYC.FLEXMLS.COM (MULTIPLE LISTING SERVICE)

Welcome home! This is a well maintained ranch located in the center of Great Kills. This gorgeous home has so much to offer. Going into the home you'll find a eat-in kitchen, half bathroom, living room, 3 bedrooms, master bedroom with a private bathroom, and a full bathroom. The fully finished basement also has a three-quarter bathroom and a dining area space. Hardwood floors are all throughout this home. This house also has a spacious backyard perfect for entertaining! You are a short distance to the many amenities of Great Kills, including local shopping, the…

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The Difference Between Conforming and Non-Conforming Loans

What You Should Know About The Different Types of Mortgage Loans Before Becoming a Homeowner

When it comes to buying a home, the whole process may seem quite overwhelming as a first time homeowner or a homeowner moving for the first time in years. There is plenty to read up on when it comes to types of mortgages. Consider your kind of application before choosing a mortgage, whether you're a first-time buyer, downsizing, or refinancing. There is a lot to figure out based on weather you want a conforming loan or a non-conforming loan, here is a quick and simple rundown on the difference between conforming and non-conforming loans. 

Conforming Loans: is one that fits the Federal Housing Finance Agency's (FHFA) monetary restrictions as well as…

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Reasons Why You Should Consider Buying a Ranch Home

The Benefits of Buying a Ranch Style Home

When debating on what style home to buy, most do not think of ranch style homes. However, if you are an empty nester or a couple looking to buy their forever home then a ranch style home is the one for you to purchase. There are various reasons as to why this style of home may be the one for you. Let's first start with what a ranch style home is.

Classic ranch style houses are single-story homes with an open floor plan and a designated patio area. Long, reduced rooflines and wide windows at the front of the home are common features of ranch home designs. Ranch style homes come in a variety of shapes. In simple terms, all rooms are located on one floor.

The reason many buy a ranch home is because…

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Pete Davidson & Colin Jost Purchase a Boat

Staten Island's Very Own Purchase the Kennedy Boat

Two members of the Saturday Night Live cast, Pete Davidson and Colin Jost, took part in an auction in which a group of investors bought $280,100 for a disused ferry boat in the hopes of "restoring a piece of New York." Pete and Colin were members of a partnership that won the auction with the winning offer. Davidson and Jost teamed up with Paul Italia, the owner of a comedy club who is best known for his real estate career, in which he has been a top producer for the past seventeen years. Italia was the one who performed all of the group's bidding.

The group of purchasers has been described as a collection of like-minded New York City locals, with Davidson and Jost becoming involved because…

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Empire Outlets Foreclosure

NYC’s First Outlet Mall; BFC’s Empire Outlets, heads into Foreclosure

Empire Outlets is an outdoor retail mall on Staten Island's north shore. It boasts an oceanfront view and is directly next to the ferry. Unfortunately, the BFC partners and major lenders at Goldman Sachs and Sterling National Bank have all decided to foreclose on the property.

The 340,000-square-foot mall will remain open for the time being, but due to the pandemic, the project began missing loan repayments to the New York City Economic Development Corporation around the midpoint of 2020, with more than half of its storefronts remaining vacant and ferry rides to the island at an all-time low, down 65 percent from the previous year.

While the empire outlets may appear…

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SG Blocks CEO: Paul Galvin

Former Real Estate Agent and Now CEO Gives Back to the Staten Island Community Once Again

SG Blocks “reduces the cost and carbon footprint of any construction project.” They build greener with their 100% recycled and repurposed materials, they also have a fast turnaround time as their construction period is reduced by 40%. They build for less; SG Blocks projects end up saving you 10 to even 20% on construction costs. The CEO of SG Blocks is Paul Galvin, a Staten Island resident who brings 25 years of experience in real estate and developing projects. Galvin’s real estate experience includes residential condominiums, luxurious sales, market rate, and low-cost rental complexes.

Due to Paul Galvin’s persistence and his hard work, his company was…

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Home Improvement Tips for Your Living Room

Ways to Improve your Living Room

Have you been looking at your living room wanting a chance but have no clue where to start? Well here are a few tips on how you spruce up the space that work for all types of homes whether you are a homeowner, interior designers or even a prospective homeowner.

Expanding your living room if able can be a place to start. To save energy, living rooms were typically kept small and cramped in the past. However, house purchasers want larger living rooms than before, thanks to the mid-century open floor plan movement and today's desire for greater space. If you can not secure the right permits or this may be out of budget, an alternative can be creating the illusion of a bigger space.

Painting the ceiling…

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