Found 698 blog entries tagged as buyer.

                                                                                                                                                                                           
   


This house for sale can be found on our website Tomcrimminsrealty.com as well as nyc.flexmls.com (Multiple Listing Service). MLS # 1121592. This beautiful updated colonial home on a gorgeous tree line street could be yours! This 3 bedroom, 2 bathroom house is perfect for familys! This home features large bedrooms as well as an over sized living space. Basement area could be a play area or even an office. Back yard and porch is great for relaxing with the family.  This house has a new timberline roof, 2 year old siding, 4 new windows, 2” pink board insulation,…

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This house for sale can be found on our website Tomcrimminsrealty.com as well as nyc.flexmls.com (Multiple Listing Service). MLS # 1123038. This home is move in ready! Awesome fitness room and gorgeous yard as well, great for company. Home has a pool for in the sun fun! A plethora of amenities, laminate flooring, floored attic, a lot of storage, new siding. This home does not require flood insurance nor was it affected by sandy. If you don’t drive that's perfectly fine. Everything is walking distance including but not limited to buses, train, schools. great kills park, supermarkets, pharmacies, and so much more. Come to see this house! You won't be disappointed at all. Listing agent is the owner. To view this home please contact our agent, James…

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This house for sale can be found on our website Tomcrimminsrealty.com as well as nyc.flexmls.com (Multiple Listing Service). MLS # 1121052.  This condo is a one of a kind! 4 bedrooms and 4 bath end unit in desirable clove lake! Just five minutes to the Verrazano bridge and steps from the s53 local bus to Bay Ridge Brooklyn, Silver Lake Golf Course, Staten Island Zoo, and Clove lakes park! The first floor has an open kitchen and living room, large eat-in kitchen has granite counter tops (shiny!), stainless steel appliances! The living room has decorative molding and a half bath! The second floor has two bedrooms with double closets and two private baths accessible from…

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This house for sale can be found on our website Tomcrimminsrealty.com as well as nyc.flexmls.com (Multiple Listing Service). MLS # 1122480. This lovely two bedroom condo in Parkview Estates is for sale! Located in Bulls head Staten Island which is mid-island.  This condo has been freshly painted, has new Pergo floors and all natural wooden doors and moldings. The first floor features an eat-in kitchen, living/dining room combo, utility room with washer and dryer hookups as well as a pantry. The second floor has two walk-in closets, one in the hall and one in the master bedroom, as well as a full bath and second bathroom. Come…

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This house for sale can be found on our website Tomcrimminsrealty.com as well as nyc.flexmls.com (Multiple Listing Service). MLS # 1122886. 62 Kirshon Avenue is located mid-island in Bull's head of Staten Island.  Come to visit this gorgeous 4 bedrooms 1 bath detached cape home. Sitting on a comfortable 58’x100’ lot. This home is walking distance to shopping and express buses to Manhattan. This home has hardwood floors throughout and huge rooms as well. Favorite part of the home? Easy, the beautiful Florida room that leads out to a huge backyard. Perfect for BBQs, family days, pets, and even kids to have some outdoor fun. The first floor features a galley kitchen, dining room, living room, full bathroom, and 2 bedrooms. The second floor has two…

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This house for sale can be found on our website Tomcrimminsrealty.com as well as nyc.flexmls.com (Multiple Listing Service). MLS # 1122884. Looking for the perfect 2 family house? This two family colonial style home is a must see!!! Located in the well sought after Westerleigh on the North Shore of Staten Island. This house is a 4 bedroom, 2 bathroom home. Leading up to the home is a stunning front porch perfect for relaxing outside during beautiful weather.  When you enter the home you’ll notice there are hardwood floors and tile throughout.  Both apartments come with washer/dryer hookups, as well as a full basement. This home also features a 3 car garage. There is access to the front, side, and backyard. Perfect for pets and even barbeques! Close to…

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This apartment can be found on our website Tomcrimminsrealty.com as well as nyc.flexmls.com (Multiple Listing Service). MLS # 1122833. .  This is truly how a New Yorker lives! In style. 24-hour doorman, pool, and laundry room! Plus all utilities included in maintenance, just pay the phone and cable. It’s a steal! This is an updated studio with a beautiful floor that includes a terrace in The Fountains. Just out the front entrance is the view of Staten Island’s very own Clove Lake Park as well as a view of the golf course! In front of the building, there are local as well as express bus stops, both leading into the famous New York, New York! A short distance from this high-rise building is shopping, convenient stores, transportation, and even the…

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This home can be found on our website Tomcrimminsrealty.com as well as nyc.flexmls.com (Multiple Listing Service). MLS # 1122810. Are you looking to buy a home? This beautiful three bedrooms, two bathrooms, colonial style home is for sale and could be yours! Located on the North Shore of Staten Island in the infamous West Brighton. When you first step into the front porch you’re greeted by mahogany wood and a sense of comfort. This home has new oak floors throughout. In the living room, you’ll notice a fireplace, perfect for the colder months to hang out with your loved ones. French doors lead into the dining area where you’ll find a gorgeous kitchen with custom cabinets, granite countertops, and modern stainless steel appliances. The…

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This home can be found on our website Tomcrimminsrealty.com as well as nyc.flexmls.com (Multiple Listing Service). MLS # 1122848. This beautiful Staten Island luxury two family home located in the Sunnyside section on the North Shore of Staten Island is for sale! This high ranch home is perfect for commuters, close to transportation!  This home has oh so much to offer, 4 bedrooms, 4 ½ bathrooms, and large walk-in closets! When you first walk in you’re met with a large entrance and shiny granite floors! The first floors have beautiful hardwood floors and a huge walk-in closet off of a large family room with sliders leading to the yard. The gorgeous oak staircase leads up to a living and dining room combination, of course, hardwood floors throughout.…

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What is Private Mortgage Insurance?

Private Mortgage Insurance, or PMI, is an insurance policy that pays out to a lender in case a homeowner defaults on a mortgage.

The homeowner pays a monthly or one-time premium on their mortgage payments, but the lender is the one getting the protection.

PMI is usually requested for and arranged by the lender, and is offered by private insurance companies. Lenders usually request PMI if the homeowner wishes to put less than a 20% downpayment on the house, and usually require the policy to be in place until there is at least a 20% Loan-To-Value, or LTV ratio on the house. The LTV ratio is calculated simply by taking the value of a loan on a house and dividing it by the value of the house. For example, if a…

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