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By: Daniel Boxman of United Northern, NMLS ID# 1077102

Mortgage Application Process

Now that you have negotiated a sales price and reached an agreement with the seller of your home, it is time to apply for your mortgage.

You can first reach out to the lender that gave you the mortgage pre-approval, or any other lender if you desire. Since you now have a contract of sale and are ready to apply, it is not a problem to check out which lender can give you the lowest rates and fees.

Once you decide on the lender, you will need to gather up some more documents. The lender will need to get a copy of the contract of sale, as well as a canceled check you are using for your down payment. If you decide to pursue with a different lender than the one who…

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