Tom Crimmins Realty Blog - home insurance

Becoming a NYS Realtor

What you Should Know Before Becoming a NYS Realtor

Becoming a real estate agent may seem easy to most however, there are requirements and qualifications one must meet in order to become an agent. While most states have comparable procedures for becoming a real estate agent, each has its own set of requirements. The following are the five steps to become a New York real estate agent:

• First and foremost, you must be at least 18 years of age before proceeding with the following steps. You must be at least 18 years old, have a high school diploma or equivalent, and be a United States citizen or legally admitted alien.
• If you meet those requirements then you can move onto registering and completing the required 75-hour course. The course is…

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Can Your Dog Affect Your Ability to Obtain Home Insurance?

Did you know that there are certain breeds of dogs that homeowners’ insurance companies won’t cover?

It’s true! Although we’re big dog lovers here at Tom Crimmins Realty, some homeowners’ insurance companies frown upon larger breeds of dogs that they deem to be more ‘destructive.’ Homeowners’ insurance covers your expenses for damage to the property, or in the event that someone else is injured on the property. The personal liability coverage of homeowners’ insurance covers injuries and damage caused by dogs. Unfortunately, some insurance companies refuse to cover larger breeds that they deem to be more regularly high risk. Many large dog breeds come with expensive liability claims, on average of around $44,760! The most commonly excluded breeds…

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