Tom Crimmins Realty Blog - Points of Interest

Explaining the Lead Paint Law

Lead Paint Law in New York:

When it comes to selling a home or buying, you may hear about the lead paint laws. The lead paint law ensures the safety of the hazardous lead paint in houses that used lead paint. This law requires all of the landlords to confirm that the paint on the walls is safe and does not contain lead by hiring a trained professional. In 1960, New York City outlawed the use of lead-based paint in residential construction, and in 1978, the federal government outlawed the selling of lead-based paint in commercial settings.

Lead paint can be extremely dangerous and harmful for people of all ages. The lead paint law is designed for the people in order to make sure that all precautions are taken to ensure the safety of all people…

404 Views, 0 Comments

Tourist Views from the Staten Island Ferry

Views from the Ferry:

The Staten Island Ferry is a passenger ferry service run by NYC’s Department of Transportation. It is a free way to travel between the boroughs of Manhattan and Staten Island. The ferry travels a single route around New York Harbor for 5.2 miles in roughly 15-20 minutes on average. The ferry is located in St. George of Staten Island and travels to Whitehall of Manhattan. The Staten Island Ferry is not necessarily only used by tourists as it is also used by commuters but there are still beautiful views that can be caught during the ride.

While traveling on the Staten Island Ferry, there are many tourist views that can be spotted during the ride. Traveling on the Ferry gives the people the opportunity to see the skyline of…

387 Views, 0 Comments

Rising Insurance Costs

Guest Blog by: Jude Romano - Founder & CEO of The Insurance Goat

One of topics at top of the surface today... is rising insurance cost.

It's important for consumers to understand what is going on and why a big change in pricing. The cost to rebuild a home has gone up significantly due to material cost rising. The insurance companies are raising coverages due to the rising cost to rebuild.

The cost of insurance from a year ago is up between 25-40%. Within good reason of inflation hitting even the insurance industry. Some best practices are available to help mitigate some of the increases.

For tips on how to reduce rates be sure to stay in touch with The Insurance Goat. Call us @ 1-833 INS GOAT, visit us @ www.theinsurancegoat.com & Follow us…

252 Views, 0 Comments

The 2/1 Buydown

Guest Blog by: Daniel Boxman of Think Mortgage

In today’s current rising rate environment, many buyers are taking advantage of the 2/1 rate buydown. This loan product has been available for a while but has gained popularity over the last month or two due to the increase in mortgage rates. The 2/1 buydown gives buyers the ability to lower their interest rate 2% below the current market rate for the first 12 months of their mortgage payments and 1% below for the next 12 months before the rate increases to the current market rate in which the loan was locked.

For example: if the current market rate is 6.75% and the buyer uses the 2/1 buydown, their first 12 mortgage payments will be at 4.75%. Their next 12 payments will be at 5.75% and on the 3rd year…

393 Views, 0 Comments

What is a Short Sale?

Pros & Cons of a Short Sale:

When entering the world of Real Estate whether you are an agent, a homeowner or a prospective buyer. You may hear many terms that you have never even heard of or have no clue what it means. One of those terms is a short sale. In Real Estate, a short sale is in which the price of the home being sold is a lower amount than the price of the seller’s mortgage..

A major reason for a short sale to occur could be that the current seller is unable to pay for their mortgage resulting in a need for money before having to deal with major problems from the bank. Short sales can also occur due to the amount of money that was not paid to the bank.

There are plenty of pros and cons when going into a purchasing or selling a…

218 Views, 0 Comments

What is a Colonial-Style House?

Pros & Cons of Purchasing a Colonial-Style Home:

On the Real Estate market, you will come across a plethora of Colonial style homes and may wonder what makes a home Colonial. This style of homes are constructed using a historic architectural style that originated during the American Colonial era. Simple, rectangular, and symmetrical describe American colonial architecture. The staircase is always in the middle of the house, and they are always two or more floors high. Because of this, the staircase, which is often made of wood, is a key design element. These homes also tend to be neutral colors to be perfect and cozy for your family to move into. Traditional and Colonial homes can always be mixed up. The distinction between colonial and traditional…

253 Views, 0 Comments

Staten Island YMCA

All About the YMCA Located on Staten Island:

The YMCA is the top nonprofit organization dedicated to strengthening communities by giving young people the tools they need, enhancing the health and wellbeing of people of all ages, and motivating change within and between communities. There is access to the swimming pool, basketball courts, and state of the art equipment and even group fitness classes depending on your location.nThe Staten Island YMCA has two locations across Staten Island accommodating both the people of the North Shore and the South Shore.

The Staten Island Broadway YMCA is located near Clove Lakes Park and the South Shore YMCA is located in Eltingville. The YMCA is one of the main gyms for all families. The YMCA contains many…

378 Views, 0 Comments

Realtor Appreciation Event 2022

End of Summer Bash at South Fin Grill:

This past week on September 22nd, Elli Kalamaras of US.Mortgage hosted a Realtor Appreciation Event to conclude the Summer with a great bash. The event was hosted at the South Fin Grill located on Staten Island which around 50 people made it out to, mostly being from Tom Crimmins Realty.

Steven A. Milner the owner of U.S. Mortgage was in attendance as well as Tim M. Kennedy and more to the U.S Mortgage team. It was a great night with discussion about current mortgage rates and all the amazing programs they have to offer. It was a fun night for friends, agents and colleagues to see each other after a hard working summer.

Thank you to Elli Kalamaras and the U.S. Mortgage team for hosting this event…

390 Views, 0 Comments

Home Improvement Tips: Bedroom Edition

Ways to Improve Your Bedroom:

A bedroom is where your first thoughts of the day happen and your last thoughts happen before going to sleep. For some a bedroom is also an office and needs to have a creative aspect to keep one motivated or a space for you to calm down and relax in. Bedrooms are a space in your home that you can make your own and does not need to match a theme. Simple tips for your bedroom can change the whole appearance of your room.

• One tip to help redesign your bedroom is to paint it a different color. A different color paint can change the whole appearance of the bedroom in a significant way. It also helps clean the room up and pull it all together, an off-white wall compared to a solid bright white room brings out a huge…

350 Views, 0 Comments

Staten Island Dog Parks

Dog Parks to Visit Here on Staten Island:

If you are a pet owner and dog lover, over the five boroughs of New York have 50 dog parks scattered around in different neighborhoods. Staten Island is home to many dogs and 10 parks that are dog friendly. From the South Shore to the North Shore we have plenty.

Some of the main dog parks that are located on the South Shore of Staten Island include the Crescent Beach Park, Wolfe’s pond park, Long Pond Park, Conference House Dog Park, Ida court playground, and Bloomingdale Park. All of these previously stated dog parks are located near Great Kills, Eltingville, Arden Heights, and Tottenville. Most of the South Shore dog parks are highly rated and you should let your canine loose for some fun!

…

342 Views, 0 Comments