Guest Blog by: Jude Romano - Founder & CEO of The Insurance Goat

One of topics at top of the surface today... is rising insurance cost.

It's important for consumers to understand what is going on and why a big change in pricing. The cost to rebuild a home has gone up significantly due to material cost rising. The insurance companies are raising coverages due to the rising cost to rebuild.

The cost of insurance from a year ago is up between 25-40%. Within good reason of inflation hitting even the insurance industry. Some best practices are available to help mitigate some of the increases.

For tips on how to reduce rates be sure to stay in touch with The Insurance Goat. Call us @ 1-833 INS GOAT, visit us @ www.theinsurancegoat.com & Follow us…

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Guest Blog by: Daniel Boxman of Think Mortgage

In today’s current rising rate environment, many buyers are taking advantage of the 2/1 rate buydown. This loan product has been available for a while but has gained popularity over the last month or two due to the increase in mortgage rates. The 2/1 buydown gives buyers the ability to lower their interest rate 2% below the current market rate for the first 12 months of their mortgage payments and 1% below for the next 12 months before the rate increases to the current market rate in which the loan was locked.

For example: if the current market rate is 6.75% and the buyer uses the 2/1 buydown, their first 12 mortgage payments will be at 4.75%. Their next 12 payments will be at 5.75% and on the 3rd year…

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RESIDENTIAL - SINGLE FAMILY - DETACHED FOR SALE IN WESTERLEIGH

154 KELL AVENUE

THIS HOUSE FOR SALE CAN BE FOUND ON OUR WEBSITE TOMCRIMMINSREALTY.COM AS WELL AS NYC.FLEXMLS.COM (MULTIPLE LISTING SERVICE)

Come make this house your home. This house is located in the popular neighborhood Westerleigh. This lovely 3 bedroom house features an eat-in kitchen, an oversized 26x45 full finished basement, and a door to the rear yard. The first floor features a dining room, kitchen, living room, master bedroom, and 2 spacious bedrooms. The basement has the potential to add bedrooms, home office, and become an entertaining room. This home is fully alarmed. Make sure to book your appointment today!

Tom Crimmins Realty! It’s more than just buying and selling houses.…

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RESIDENTIAL - SINGLE FAMILY - DETACHED FOR SALE IN WEST BRIGHTON

567 DELAFIELD AVENUE

THIS HOUSE FOR SALE CAN BE FOUND ON OUR WEBSITE TOMCRIMMINSREALTY.COM AS WELL AS NYC.FLEXMLS.COM (MULTIPLE LISTING SERVICE)

Welcome to 567 Delafield Avenue! This gorgeous colonial home sits on a charming tree lined block. This home could use some updating. This house boasts 9' ceilings hidden above the dropped ceiling...Hardwood floors are underneath the carpeting! This house has 3 bedrooms, 1 full bathroom, and 1 half bathroom. The front yard, side yard, and back yard are all spacious and perfect for entertaining. The side porch is gorgeous and can be used all year around. In 2022 a brand new house to street sewer line and water main were replaced. The hot water heater and roof…

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RESIDENTIAL - SINGLE FAMILY - DETACHED FOR SALE IN WILLOWBROOK

25 DEWHURST STREET

THIS HOUSE FOR SALE CAN BE FOUND ON OUR WEBSITE TOMCRIMMINSREALTY.COM AS WELL AS NYC.FLEXMLS.COM (MULTIPLE LISTING SERVICE)

Welcome to 25 Dewhurst Street! This house is located in the well sought after neighborhood of Willowbrook. Willowbrook is known for its residental homes and beautiful parks. This home is a single family detached house with 8 rooms in total! These rooms include 4 bedrooms, a dining room, living room, kitchen, and a family room. A 3/4 bathroom is located in the fully finished basement. Hardwood floors are all throughout. The attic also comes with an attic fan. This home needs some cosmetic work but with some TLC you can make this house a home. Close to all public…

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RESIDENTIAL - SINGLE FAMILY - DETACHED FOR SALE IN LOWER TODT HILL

8 ATHENA PLACE

THIS HOUSE FOR SALE CAN BE FOUND ON OUR WEBSITE TOMCRIMMINSREALTY.COM AS WELL AS NYC.FLEXMLS.COM (MULTIPLE LISTING SERVICE)

Welcome to 8 Athena place! This is a gorgeous home located in Lower Todt Hill. This house was originally built as a 4 bedroom but now holds the potential to be more. The first level features a large L-shaped bedroom, a custom 3/4 bathroom, laundry room, storage room, and access to the back yard. The second level features 3 bedrooms, a large custom bathroom along with Jack and Jill doors. The kitchen is an open concept and flows into the living room and dining room. the pull down attic is perfect and has ample amount of space for storage. This hose is…

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RESIDENTIAL - TWO FAMILY - DETACHED FOR SALE IN MANOR HEIGHTS

361 GOWER STREET

THIS HOUSE FOR SALE CAN BE FOUND ON OUR WEBSITE TOMCRIMMINSREALTY.COM AS WELL AS NYC.FLEXMLS.COM (MULTIPLE LISTING SERVICE)

Welcome to Gower Street. This 2 family home is located in Manor Heights. The main unit features a family room on the first floor. Going up to the second floor you'll find the kitchen, a master bedroom, 3 spacious bedrooms, and a full bathroom. The other unit is a 1 bedroom 1 bathroom located on the first floor. Appliances include the dish washer, dryer, refrigerator, and washer. The star of the show is the tremendous backyard. At nearly 5200 ft.², there's plenty of room for entertaining. Come see this house today!

Tom Crimmins Realty! It’s more than…

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RESIDENTIAL - SINGLE FAMILY - SEMI ATTACHED FOR SALE IN CONCORD

569 ODER AVENUE

THIS HOUSE FOR SALE CAN BE FOUND ON OUR WEBSITE TOMCRIMMINSREALTY.COM AS WELL AS NYC.FLEXMLS.COM (MULTIPLE LISTING SERVICE)

Welcome to 569 Oder Avenue! This home is located in Concord, Staten Island. This semi-attached home has beautiful features. This home boasts wood floors, sliding glass doors, and a large back yard. Going into this home you'll find a living room/dining room combo, kitchen with acces to deck and backyard, and a half bathroom on the first floor. The second floor feaures 3 spacious bedrooms and a full bathroom. This homes front yard and back yard are great spaces to host gatherings. A big plus is the back yard is fenced in for maximum privacy. This house is located…

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Pros & Cons of a Short Sale:

sale

When entering the world of Real Estate whether you are an agent, a homeowner or a prospective buyer. You may hear many terms that you have never even heard of or have no clue what it means. One of those terms is a short sale. In Real Estate, a short sale is in which the price of the home being sold is a lower amount than the price of the seller’s mortgage..

A major reason for a short sale to occur could be that the current seller is unable to pay for their mortgage resulting in a need for money before having to deal with major problems from the bank. Short sales can also occur due to the amount of money that was not paid to the bank.

There are plenty of pros and cons when going into a purchasing or selling a…

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